Jul 06, 2022
In Welcome to the Forum
Physician Chen, who is a dentist, has an average monthly income of 250,000 yuan in the past year, although his monthly income fluctuates according to the number of patients in the clinic. When I received Dr. Chen's consultation request, I checked Dr. Chen's assets and liabilities. The situation is quite good, and there is no special need to modify it. Apart from that the total assets of the investment portfolio are much higher than most people, I also have enough cash on hand. have a good quality of life. However, I also found that Dr. Chen's anxiety and panic index ranks in the "first class". While his wife still has a flexible job, which can be used to support the family together, Dr. Chen himself has always been very anxious about "lack of money" because banner design he always "cannot make ends meet" every month. In addition to feeling that the money earned cannot keep up with the speed of spending, Dr. Chen has never been able to see obvious profits from investment, and he is also concerned about not worrying about financial pressure, achieving financial freedom, and reducing working hours at night and weekends, which have been delayed. Wishes feel powerless. After reviewing Dr. Chen's assets and liabilities, budgeted profit and loss, and investment portfolio, he found that there are three main reasons for his inability to make ends meet and anxiety: "incomplete financial review", "insurance opportunity cost is too high" and "financial management structure is too conservative". These three problems are also the mistakes that quite a lot of petty bourgeoisie are prone to make when they manage their financial affairs and invest in financial management.